Yes Bank and American Express have partnered to provide a variety of high-end credit cards for both business and salaried individuals. Yes, bank credit cards offer a variety of bonuses and rewards in the areas of dining, travel, entertainment, and golf, among other things.Lesr find out India best Yes Bank credit card list 2024
India best Yes Bank credit card list 2024
Top 10 Yes Bank Credit Cards list| Card Name | Annual Fee | Best For | |
|---|---|---|---|
| YES FIRST Preferred Credit Card | Rs. 2,499 + GST | Travel & Rewards | |
| YES PREMIA Credit Card | Rs. 1,599 + GST | Travel & Rewards | |
| YES Prosperity Edge Credit Card | Rs. 1,199 + GST | Rewards & Entertainment | |
| YES Prosperity Rewards Plus Credit Card | Rs. 499 + GST | Rewards & Shopping | |
| YES Prosperity Rewards Credit Card | Rs. 299 + GST | Rewards & Shopping | |
| YES FIRST BUSINESS Credit Card | Rs. 4,999 + GST | Travel, Rewards & Lifestyle | |
| YES Prosperity BUSINESS Credit Card | Rs. 2,499 + GST | Travel & Rewards | |
| YES FIRST Exclusive Credit Card | Rs. 9,999 + GST | Travel & Rewards |
India best Yes Bank credit card Features
The attributes and advantages of Yes Bank Credit Cards are as follows:
- exclusive deals for lifestyle expenses including dining, travel, movie tickets, and shopping.
- Vouchers and bonus reward points as welcome presents.
- free entry to domestic airport lounges located at major national airports.
- waiver of the fuel surcharge.
- There will be a dedicated concierge service available.
- Free admission to some of the nation’s best golf courses.
- Points for spending on every purchase are awarded.
- The ability to pay in convenient installments and convert credit card transactions to EMI.
- There is a contactless transaction option.
- Online transactions can be safeguarded with Mastercard Secure Code.
- There is an instant cash advance option available at nominal interest up to the credit limit. This money
Yes Bank Credit Card Advantages
The following are the advantages that YES BANK’s five credit card categories offer:
- Welcome Cashback on purchases made in the first month, ranging from Rs. 250 to Rs. 1,250.
- attractive cashback on dining, shopping, travel, movie tickets, and bill payments.
- Earn Yes Bank Reward Points for each transaction, then pick from a large selection in the bank’s catalog to apply your reward points to the purchase.
- Any significant purchases should be converted to immediate EMI to spread the cost over a longer time frame.
- Yes, bank credit cards that use tap-and-pay NFC chips or EMV chips for speedy and secure transactions are safe.
- Receive exemptions of the fuel levy on purchases between Rs. 400 and Rs. 5,000.
Get access to certain Yes Bank credit cards.
Sure, you can apply for a bank credit card.
The qualifying requirements for the Yes Bank Credit Card are as follows:
✅Work: Partnership firms’ partners, proprietors, self-employed individuals, and salaried individuals.
✅Age range for business credit cards: 21 to 70
✅For all other cards, 21 to 60
✅Credit rating: More than 750
✅Income Proof :
- YES FIRST Preferred Credit Card: ITR of Rs. 24 lakhs, or Rs. 2 lakhs per month. In certain Yes Bank offices, this card can also be obtained with a minimum Rs. 3 lakh fixed deposit.
- YES PROSPERITY EDGE Credit Card: ITR of Rs. 7.20 Lakhs or monthly payment of Rs. 60,000.
- YES Prosperity Rewards Plus Card: ITR of Rs. 5 lakhs or Rs. 25,000 per month. In certain Yes Bank branches, this card is also provided in lieu of a fixed deposit.
- YES Prosperity Rewards Credit Card: ITR of Rs. 5 Lakhs or Rs. 25,000 every month.
- YES FIRST Business Credit Card: Ten lakh rupees in your ITR.
- The YES Prosperity Business Credit Card has a five lakh rupee ITR.
- YES FIRST Exclusive Credit Card: A monthly payment of Rs. 4 lakhs
Required Documents for a Yes Bank Credit Card
In order to apply for a Yes Bank credit card, you must have the following paperwork:
- Address proof includes things like utility bills, rental agreements, passports, Aadhaar cards, and driving licenses.
- Identity Proof: Voter ID cards, passports, driving licenses, PAN cards, Aadhaar cards, etc.
- Income Proof: The most recent Salary Slips, Form 16, and IT Returns, for example.
Yes Bank Credit Card Fee & Charges
find the details list of fee & charges for yes bank credit card| Type of Charge | Amount | |
|---|---|---|
| Finance charge | 1.99% to 3.5% p.m. | |
| Charges for late payment | Depends on the balance in the statement: | |
| Balance less than Rs. 100: Nil | ||
| Balance between Rs. 100 to Rs. 500: Rs. 100 | ||
| Balance between Rs. 501 to Rs. 5,000: Rs. 400 | ||
| Balance between Rs. 5,001 to Rs. 20,000: Rs. 400 | ||
| Balance between Rs. 20,000 to Rs. 5,000: Rs. 700 | ||
| Charges for card utilisation over the credit limit | 2.5% of the over limit or Rs. 500 whichever is higher. | |
| Foreign currency mark -up fee | 1.75% to 3.5% depending on the card | |
| Cash advance | 2.5% of the transaction amount with a minimum of Rs. 300. |
india bedt creditcard application website
Yes Bank Credit Card FAQs
✅ What is the Mastercard Service Code for Yes Bank?
Yes Bank and Mastercard are partners in providing this service. This is simply a password that you need to input when using your card to make online purchases.
✅ How does one register for a Mastercard Service Code from Yes Bank?
The steps listed below must be taken in order to register for a Mastercard Service Code:
In the Payments Section, select Yes Bank under the ‘Pay by Credit Card’ option when completing an online transaction.
Following the completion of the shopping experience, the appropriate registration choice will be shown.
Choose a clue question from the drop-down menu and provide the same response for it.
This will help verify your identity when you change your password.
For online payment authentication, a personal message and a password must be set. All online transactions will require the usage of this private message to verify the cardholder’s identity.
Following verification of
✅ How can I find out my Yes Bank credit limit?
You can use the online banking feature to find out the credit card limit for Yes Bank.
Additionally, you can use the mobile banking feature to check your card limit.
If you would like to check your credit card limit, you may also call the customer care helpline at 1800-1030-1212.
✅ Can I use my Yes Bank Credit Card to withdraw cash?
Yes, you can withdraw money from any ATM up to your cash limit. 2.5% of the cash advance, with a minimum of Rs. 300, will be charged for the cash advance.
✅ How can I find out the application status for a credit card from Yes Bank?
By going to the official Yes Bank Credit Card website and inputting the 13-digit code, you may check the status of the card.
