In India, there are numerous Credit Cards in India for Lifetime Free offered by different banks and credit card companies, but only a select handful are valuable enough to keep in your pocket. The credit cards listed below are some of the well-known and noteworthy ones that offer substantial benefits in addition to having no annual or joining fees.
Credit Cards in India for Lifetime Free
These are the Indian credit cards that are truly free for life, meaning you donโt have to pay a joining or renewal charge to get one.
AU Bank Credit Card
Introducing the AU Bank Credit Card: An Endless World of Opportunities.
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Get an exciting and limitless cashback.
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Get up to 10 times the reward points.
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Receive a wonderful welcome and milestone rewards
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Free device insurance โ
Access to airport lounges (limited options).
IndusInd Bank Credit Card
Enjoy a world of incentives when you apply for an instant, lifetime free IndusInd Bank Credit Card.
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Acquire lucrative reward points and rebates. Never-expiring reward points that you can use whenever youโd like?
โ๏ธ Indus Easy Credit Card: a free card for life Take advantage of free admission to airport lounges โฝ Waiver of fuel surcharge at all gas stations
Reasons to apply right now:
โ๏ธ Quick processing
โ๏ธ Completely online method
Axis Bank NEO credit Card
Free for life | Receive prizes for each purchase:
โ๏ธ 40% discount at Zomato
โ๏ธ10% off at Blinkit, Myntra, and Bookmyshow
โ๏ธ Minimum 15% off at participating restaurants
โ๏ธConvert orders to EMI with a Txn of โน2,500.
โ๏ธ On the first utility bill payment, get 100% cashback up to Rs. 300.
Standard Chatered Bank Credit Card
Wonderful cashbacks | Lifetime Free | Flight and travel discounts with Standard Chatered Bank Credit Card
โ Get 5 times the reward points for every INR 150 spent on eating.
โ Gain 5X reward points for every INR 150 spent on fuel.
โ๏ธ Get 1X reward point for every INR 150 spent in other categories.
โ๏ธ Provider of unique deals and discounts on apparel, vacation, and other items.
AU SwipeUp Credit Card
Presenting SwipeUp, a cutting-edge platform that provides an improved credit card to replace the one you now have from other institutions.
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Upgrade from the features on your current credit card.
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Get a Lifetime Free Credit Card. Increase your credit limit and reward points on your current credit card.
โ Receive special cashbacks.
Axis LIC credit card
Free for life | Receive prizes for each purchase:
โ๏ธ Fuel transactions, wallet loads, and EMI conversions are not eligible for reward point redemption.
โ๏ธ Receive two reward points for each INR 100 spend on foreign exchange and LIC premium payments.
โ๏ธ Waiver of the 1% premium on fuel purchased at all gas stations in India.
โ๏ธ Use Axis Dining Delights to receive discounts of up to 15% at different restaurants.
Additional Credit Cards
In addition to the credit cards on the list above, you might want to look into the credit cards listed below if there is a particular benefit that these cards provide at the stores you visit regularly.
HDFC Credit Cards (based on the current promotion)
Special discounts on additional ICICI credit cards, etc.
Regarding HDFC Credit Cards, any card will suffice as their merchant offers, with the exception of the reward rate, are fairly acceptable.
Last Words
Because the value you receive from the card advantages is highly lucrative, the following list of Lifetime Free Credit Cards with Low Annual Spending is sufficient for you to achieve maximum value even without big spends.
Check out the best credit cards post for the Searching for the ideal credit card in 2024 if youโre searching for more entry-level cards with cheap annual fees or cards that waive fees on purchases.
Which of your credit cards is a very rewarded lifetime free credit card? Please do so in the comments section below.
