Credit cards from Standard Chartered meet a range of consumer needs in areas such as shopping, cashback, petrol, utility bill payments, and travel. All of the details regarding the top Standard Chartered credit cards in India, including their features, advantages, requirements, and fees and charges, are discussed here. Before applying for any of these cards, you can compare them.lets, Find out India Best Standard Chartered credit cards list in 2024
India Best Standard Chartered credit cards in 2024
A number of special features and advantages are available with Standard Chartered credit cards, such as simple EMI, cashback, discounts, air miles, and expedited rewards. The top SC cards that are available in India are listed below:| Credit Card Variantย | Joining Fee | Annual Fee | Best Suited For | |
|---|---|---|---|---|
| Standard Chartered Rewards Credit Card | Nil | Rs. 1,000 + GST | Rewards | |
| Standard Chartered EaseMyTrip Credit Card | Rs. 350 + GST | Rs. 350 + GST | Travel | |
| Standard Chartered Smart Credit Card | Rs. 499 + GST | Rs. 499 + GST | Cashback | |
| Standard Chartered Ultimate Credit Card | Rs. 5,000 | Rs. 5,000 | Cashback | |
| Standard Chartered Platinum Rewards Credit Card | Rs. 250 + GST | Nil | Rewards | |
| Standard Chartered Super Value Titanium Credit Cardย | Rs. 750 | Rs. 750 | Cashback | |
| Standard Chartered Manhattan Platinum Credit Card | Rs. 999 + GST | Rs. 999 + GST | Cashback | |
| Standard Chartered Priority Visa Infinite Credit Card | Nil | Nil | Rewards | |
| Standard Chartered DigiSmart Credit Card | Rs. 49 per month | Rs. 49 per month | Shopping |
Eligibility for Standard Chartered Bank Credit Cards
The following requirements must be satisfied in order for you to be qualified for Standard Chartered Bank credit cards:
- Age: For Standard Chartered Smart Credit Card and EaseMyTrip Credit Card, the applicant must be between the ages of 21 and 65; for other credit cards, the applicant must be between the ages of 18 and 65.
- Cardholder age add-on: Add-on cardholders should be at least eighteen years old.
- Monthly income: A consistent monthly income is required of the candidate. For the Standard Chartered Super Value Titanium Credit Card, a minimum monthly income of Rs. 55,000 is needed, and for the Standard Chartered DigiSmart Credit Card, it is Rs. 50,000.
- Additional prerequisites: The applicant must reside in one of the bankโs credit card sourcing cities or areas. Credit is a must for all applications.
Standard Chartered Bank Credit Cards - Fees & Charges
Fees & Charges| Card Name | Joining Fee | Annual Fee | Finance Charges | Late Payment Charges | |
|---|---|---|---|---|---|
| Standard Chartered Rewards Credit Card | Nil | Rs. 1,000 + GST | Up to 3.75% p.m. (APR of 45%), varies from card to card. | Up to Rs. 1,200 (depending on statement outstanding balance) | |
| Standard Chartered EaseMyTrip Credit Card | Rs. 350 + GST | Rs. 350 + GST | |||
| Standard Chartered Smart Credit Card | Rs. 499 + GST | Rs. 499 + GST | |||
| Standard Chartered Ultimate Credit Card | Rs. 5,000 | Rs. 5,000 | |||
| Standard Chartered Platinum Rewards Card | Rs. 250 + GST | Nil | |||
| Standard Chartered Super Value Titanium Credit Cardย | Rs. 750 | Rs. 750 | |||
| Standard Chartered Manhattan Platinum Credit Card | Rs. 999 + GST | Rs. 999 + GST | |||
| Standard Chartered Priority Visa Infinite Credit Card | Nil | Nil | |||
| Standard Chartered DigiSmart Credit Card | Rs. 49 per month | Rs. 49 per month |
Required Documents for Standard Chartered Bank Credit Cards
Apply for a Standard Chartered credit card by submitting the necessary paperwork.
- Identity verification using a photo (anyone): government ID, voter ID card, passport, etc.
- Any of the following can be used as proof of current address: an Aadhaar card, passport, driverโs license, voter ID card, election card, job card issued by NREGA (signed by a state government authority), or a letter from the National Population Register (NPR) that includes name and address information.
- Additional documents: PAN card and one recent passport-sized photo.
- Payroll records for salaried employees: most recent pay stub for one month.
- Financial documents for self-employed businessmen: Latest income tax returns with computation of income/ certified financials, and last business continuity proof.
- Financial records for independent contractors: most recent income tax returns and evidence of business continuity
Credit Cards from Standard Chartered Bank: Features & Advantages
Credit Card from Standard Chartered Rewards
The Standard Chartered Rewards Credit Card provides appealing benefits for all of your purchases. Additionally, the card grants free access to domestic airport lounges for one visit every quarter. There are no enrollment costs and adjustable yearly fees for all these advantages.
โ Important Elements
- Every Rs. 150 spent in retail (excluding government, fuel, and insurance) earns you 4 reward points.
- Extra 4 reward points for every Rs. 150 spent in retail each month beyond Rs. 20,000.
- For every Rs. 150 spend on insurance and government categories, earn one reward point.
- One complimentary pass every quarter to a domestic airport lounge.
- Waiver of the 1% fuel levy on all fuel purchases.
- There is no annual fee associated with this SCB credit card.
- The annual charge is waived starting in the second year for expenditures of Rs. 3 lakhs or more.
Chartered EaseMyTrip Standard Credit Card
Using the Standard Chartered EaseMyTrip Credit Card might help you save money on travel. This travel credit card offers discounts on airline reservations, free lounge access, expedited rewards, and much more on travel expenses.
โ Important characteristics:
- 20% discount of hotel reservations, both domestic and foreign.
- 10% off of all domestic and international flight reservations.
- Get Rs. 125 discount when you book a bus ticket.
- When you spend Rs. 100 on buying tickets at independent hotel and airline websites, apps, or stores, youโll receive 10 times the benefits.
- For every Rs. 100 spent on other retail purchases, earn twice as many reward points.
- Recieve a 350 rupee annual fee waived if you spent at least Rs. 50,000 the year before.
- Every calendar quarter, this SC credit card grants access to one domestic airport lounge and two foreign airport
The Standard Chartered Smart Credit Card
The Standard Chartered Smart Credit Card is an excellent choice for individuals seeking cashback on all of their purchases. Amazing features like several redemption possibilities, the ability to convert purchases into EMIs, an interest-free credit period, and more are included with this cashback credit card.
โ Important characteristics:
- By paying the minimum amount owed, you can extend the interest-free credit period for the first ninety days following the credit cardโs issuance.
- 2% cashback on online purchases, up to a monthly limit of Rs. 1,000.
- 1% return on other purchases (excluding gasoline transactions) up to a monthly limit of Rs. 500.
The Platinum Rewards Card from Standard Chartered
A respectable starting point lifetime free card is the Standard Chartered Platinum Rewards Credit Card. You should apply for this card if your main monthly expenses are for food and gas and you would like to be rewarded for them.
โ Important characteristics:
- Every Rs. 150 spent on eating and fuel earns you 5 reward points, and you can keep earning rewards without having a monthly cap.
- For every Rs. 150 spent in the other categories, you will receive 1 reward point.
- Get your card application approved right now without waiting for any paperwork.
- No yearly charge.
- Spend Rs. 500 or more within 30 days of the cardโs issuance to waive the Rs. 250 one-time membership charge plus GST.
The Super Value Titanium Credit Card from Standard Chartered
In India, a well-liked credit card with cashback is Standard Chartered Super Value Titanium. If you use a card to pay for fuel, utilities, and telecom bills, you have to apply for this card. In addition to cashback perks, this Standard Chartered credit card offers rewards.
โ Important characteristics:
- 5% return on fuel purchases of Rs. 2,000 or less at all fuel stations, up to Rs. 200 each month.
- 5% return on utility bills (up to Rs. 100 each month) when you pay at least Rs. 750 in bills.
- 5% return on phone bills over Rs. 750, up to Rs. 200 per month.
- For every Rs. 150 spent on other expenses, you will receive 1 reward point.
The Manhattan Platinum Credit Card from Standard Chartered
The Standard Chartered Manhattan Platinum Card is a fantastic choice for anyone who like to receive hotel and travel bonuses in addition to cashback rewards on their everyday purchases.
โ Important characteristics:
- 5000 reward points after the membership cost is paid.
- Reverse the Rs. 999 renewal charge plus GST if you spent more than Rs. 1,20,000 in the prior year.
- Supermarkets provide 5% cashback.
- Save up to 25% at EasyMyTrip.com.
- 3X rewards when all other expenses are made with your credit card.
- a variety of deals and discounts on merchandise, vacation, and other things.
Credit Card: Standard Chartered Priority Visa Infinite
As a customer of Priority Banking, the Standard Chartered Priority Visa Infinite Card offers you a unique and fulfilling experience. Since there are no annual or membership fees, this reward credit card is free for life.
โ Important characteristics:
- For every Rs. 150 spent abroad or on retail fashion, earn five times as many reward points.
- Two times the reward points for all other expenses.
- Every quarter, four complimentary passes to domestic airport lounges.
- Worldwide access to international airport lounges is possible for a modest fee with a Priority Pass membership.
- Free one-crore international flight accident insurance
- Free medical insurance up to $25,000 USD.
- No yearly or joining fees.
Standard Chartered Bank Credit Cards FAQs
โ How long does Standard Bank take to issue a replacement card?
Standard Chartered Bank typically provides replacement cards within 7 to 15 business days.
โ What is the Standard Chartered credit cardโs age limit?
For Standard Chartered Smart Credit Card and EaseMyTrip Credit Card, the applicant must be between the ages of 21 and 65; for other credit cards, the age range is 18 to 65. Add-on cardholders should be at least eighteen years old.
โ Which credit cards are eligible for Standard Chartered?
- Age: For Standard Chartered Smart Credit Card and EaseMyTrip Credit Card, the applicant must be between the ages of 21 and 65; for other credit cards, the applicant must be between the ages of 18 and 65.
- Cardholder age add-on: Add-on cardholders should be at least eighteen years old.
- Monthly income: A consistent monthly income is required of the candidate. For the Standard Chartered Super Value Titanium Credit Card, a minimum monthly income of Rs. 55,000 is needed, and for the Standard Chartered DigiSmart Credit Card, it is Rs. 50,000.
- Additional prerequisites: The applicant must reside in one of the bankโs credit card sourcing cities or areas. All applications are subject to the Bankโs credit and other policy checks.
โ What is the minimum salary needed to apply for a credit card from Standard Chartered?
The candidate ought to make a steady monthly salary. For the Standard Chartered Super Value Titanium Credit Card, a minimum monthly income of Rs. 55,000 is needed, and for the Standard Chartered DigiSmart Credit Card, it is Rs. 50,000.
โ What is the duration required to apply for a credit card?
Applying for a credit card, including submitting the necessary paperwork and signing the contract, takes two to three working days.
